Fire and Burglary Insurance
Explore cover for eligible property, business premises, and contents against the insured risks specified in the policy.
Property cover Overview
What is fire and burglary insurance?
Fire and burglary insurance can help you recover financially when your home, business premises or contents are affected by an insured event.
We help you understand what can be insured, which risks are included, and how to choose a sum insured that reflects the value of what you want to protect.
What it can cover
Cover options to explore
Fire and allied perils
Loss or damage to insured buildings and contents caused by fire and other perils named in the policy.
Burglary and theft
Loss of insured contents following forcible entry into the premises, as defined in the policy.
Buildings and contents
Cover can be arranged for the structure, its contents, or both, depending on what you own.
Who it's for
- Homeowners and tenants protecting household contents
- Shops, offices and small businesses
- Owners of commercial and rental property
Good to know
- The sum insured should reflect the replacement value of the property or contents.
- Insurers may ask about security measures such as locks, grilles or guards.
- Cover, limits and exclusions are set out in the insurer's policy document.
Explore more
