Motor Insurance
Insurance options for private cars, commercial vehicles, boda bodas, tuk-tuks and PSV matatus.
5 vehicle types Overview
What is motor insurance?
Motor insurance helps you meet your legal responsibility on the road and can protect your own vehicle against covered loss or damage.
The right cover depends on the type of vehicle, how it is used, and the level of protection you want. We help you compare the options from our underwriting partners before you decide.
What it can cover
Cover options to explore
Third party cover
Helps meet your legal responsibility for injury to other people or damage to their property caused by your vehicle.
Comprehensive cover
Includes third party protection and can also cover your own vehicle against accidental damage, fire and theft, as specified in the policy.
Optional benefits
Depending on the insurer and policy, extras such as windscreen, radio or excess protection may be available.
Vehicle types
Choose your vehicle
Private Car
For eligible privately used cars and personal vehicles.
Get a quoteCommercial Vehicles
For eligible vehicles used for business operations, goods transport, and commercial activities.
Get a quoteBoda Boda
Explore insurance options for eligible motorcycles used privately or commercially.
Get a quoteTuk-tuk
For eligible three-wheeled vehicles used for private, business, or passenger transport purposes.
Get a quotePSV Matatu
For eligible Public Service Vehicles used to transport passengers, subject to the applicable insurance requirements and policy terms.
Get a quoteWho it's for
- Owners of privately used cars
- Businesses running commercial vehicles or fleets
- Boda boda and tuk-tuk owners and operators
- PSV matatu owners and SACCOs
Good to know
- Premiums depend on the vehicle value, type, use and the cover you choose.
- Have your logbook details and vehicle registration number ready when requesting a quote.
- Cover, limits and exclusions are set out in the insurer's policy document.
Explore more
Other products
Fire and Burglary Insurance
Explore cover for eligible property, business premises, and contents against the insured risks specified in the policy.
Personal Accident Cover
Learn about insurance benefits that may apply to covered accidental injury, disability, or accidental death, according to the policy selected.
